Gemini, the cryptocurrency exchange founded by the Winklevoss twins Tyler and Cameron, has unveiled the XRP edition of its Credit Card as it targets the XRP Army.
Summary
- Gemini has launched an XRP edition of the exchange’s crypto credit card.
- Users can enjoy features such as 4% back in XRP on purchases.
- The card brings Ripple’s stablecoin to the U.S. spot trading market.
The crypto exchange posted an update revealing the launch of the credit card XRP (XRP) edition on Monday, August 25.
With crypto adoption and Ripple’s traction getting a major boost via its stablecoin Ripple USD (RLUSD), Gemini and Ripple see room for more growth. The Gemini crypto credit card, launched in 2022 in collaboration with Mastercard, now offers an XRP edition.
Why an XRP edition?
Gemini eyes expansion into the XRP Army, with notable focus on driving RLUSD adoption.
Meet the @Gemini Credit Card XRP Edition
pay with $, earn eXtra Rewards back on your Purchases:
→ 🚗 4% XRP on gas, charging and rideshare
→ 🍽️ 3% XRP on dining
→ 🛒 2% XRP on groceries
→ 📶 1% XRP on everything elseAvailable Today, Limited Edition, US-Only, Apply Now ↓ https://t.co/G6qq1nRFZv
— RippleX (@RippleXDev) August 25, 2025
According to details, the card adds RLUSD, the 1:1 backed stablecoin Ripple launched in 2024.
RLUSD is now supported for spot trading in the U.S. Also notable is that Gemini’s support brings simplified trading, with users not having to face extra conversion fees.The card’s unveiling comes as Ripple looks to tap into its stablecoin for a footing in the $300 billion market forecast to hit trillions in the next few years.
Recently, Ripple announced a strategic partnership with SBI Group in an effort aimed at bringing RLUSD to Japan.
The two companies target roll out in early 2026.
Gemini Credit Card offers back 4% in XRP
Users can benefit from features such as 4% back in XRP when buying gas with the card.
To incentivize users, Gemini is offering a sign on bonus of $200, also in XRP. Eligibility is a signing on and spending $3,000 in the first 90 days.
The Gemini Credit Card is available across all 50 U.S. states and Puerto Rico, and integrates with top digital payment platforms like Apple Pay, Google Pay and Samsung Pay.
